Acima Lease-to-Own for Wheels & Tires
Get the wheels and tires you need, all without perfect credit.‡
Acima's lease-to-own* solution lets you get your setup now and lease it until you own it.
- Approval amounts up to $5,000** in eligible wheels, tires and packages
- The application is fast and easy. Acima considers multiple data points, not just your credit score, and may review your credit history.
- Make an initial lease payment, then pay on a schedule based on how often you get paid
- Lease until you own, or purchase early at a discount. The sooner you do, the more you save. Owning through a lease costs more than the cash price; your lease agreement has the terms.
*Acima offers lease-to-own transactions. This is not an offer for a loan, credit, or financing. **Approval amount based on cash price Acima will pay to acquire the product(s) for your lease. Ownership through leasing costs more than the cash price.
Approval amounts vary and are set by Acima. Not all applicants are approved.
‡This is not a credit, loan, or financing transaction. It does not mean or imply no inquiry will be made of credit history or creditworthiness. Acima considers multiple data points in reviewing your application and regularly approves customers with less than perfect credit history.
How it works
Using Acima at Wheels Below Retail
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Apply with Acima
Apply with Acima before you shop, or apply when you choose Acima Leasing at checkout. If you're approved, you'll see how much you can lease.
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Build your setup
Add wheels, tires or a wheel and tire package to your cart. Keep your order within your approval amount. Acima approves based on the cash price of the merchandise itself, so tax, shipping and any installation or services may not be covered by your lease. Call or text us at 205-644-1082 before you check out and we'll help your order fit.
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Choose Acima at checkout
Select "Acima Leasing" as your payment method, then review and sign your lease agreement.
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Make your first payment
Make your initial lease payment. Once Acima confirms your lease, we process and ship your order.
Before you apply
What you'll need
- An active checking account with at least $750 of income per month
- 3 months of income history with your current source of income
- A government-issued photo ID
- An SSN or Taxpayer Identification Number
Built for your setup
Wheels, tires and full packages
Check fitment first
Make sure your setup fits before you check out. See wheels and tires on your vehicle in our visualizer, or find wheels by year, make and model, including leveled and lifted setups.
Wheels and tires in one checkout
Eligible wheels, tires and full packages can go on one lease, up to your approval amount.**
What your lease covers
Your approval amount is based on the cash price Acima will pay to acquire the items for your lease.** Tax, shipping, installation and other services may not be covered, and parts besides wheels and tires, such as a lift kit, may not be eligible. Call or text us at 205-644-1082 before you check out.
Questions
Acima FAQ
Is Acima a loan?
No. Acima offers lease-to-own transactions. This is not a loan, credit or financing. Acima buys the items and leases them to you.
Do I need good credit?
Not necessarily. Acima looks at more than your credit score and regularly approves customers with less than perfect credit history, but not every applicant is approved, and Acima may review your credit history.
How much can I get?
Approval amounts go up to $5,000.** Acima sets your amount when you apply, based on the cash price it pays for your items. Not all applicants are approved.
Can I own it early?
Yes. Owning through a lease costs more than the cash price, and Acima offers early purchase options at a discount. The sooner you use one, the more you save. Your lease agreement explains the terms. Contact Acima to use an option.
Who do I make payments to?
You pay Acima, not Wheels Below Retail. Acima owns the items until you make all scheduled lease payments or use an early purchase option.
Can I return the items?
Acima says that if you no longer want the merchandise, you can return it in good condition at any time without penalty, per your lease agreement. Wheels and tires that have been mounted or driven on may not meet that standard, so check your lease before you install. That is separate from a return to us, which follows our refund policy.
Other ways to pay
Prefer a different partner?
Questions about paying over time?
Call or text us and we'll help with your order. Each provider makes its own approval decision.
Important information
*Acima offers lease-to-own transactions. This is not an offer for a loan, credit, or financing. **Approval amount based on cash price Acima will pay to acquire the product(s) for your lease. Ownership through leasing costs more than the cash price.
This is not a credit, loan, or financing transaction. It does not mean or imply no inquiry will be made of credit history or creditworthiness. Acima considers multiple data points in reviewing your application and regularly approves customers with less than perfect credit history.
Approval amounts vary and are set by Acima. Not all applicants are approved. Lease-to-own is not available in all states. Acima, not Wheels Below Retail, is the lessor and sets all lease terms. Acima is a registered trademark of Acima Digital, LLC.
Questions about your lease? Contact Acima through acima.com.
Lease-to-own options are provided by third parties and are subject to their approval. Wheels Below Retail is not a lessor and does not make approval decisions. Approval amounts, terms and fees vary by provider, your purchase and your application. Lease-to-own is not a loan: you do not own the merchandise until all lease payments are made or you use an early purchase option, and owning through a lease costs more than the cash price.