Financing & Leasing
Financing & Leasing
Choose how you want to pay
Get your wheels, tires or a full package now and pay over time. Pick a partner below to see how it works. All options are subject to approval.
Financing
Monthly payment plans. PayTomorrow may offer a lease instead of a loan, depending on your credit.

Affirm
Pay over time with monthly payments. You own your wheels and tires from day one.
At checkout
View Affirm →
PayTomorrow
One application with programs for many credit profiles, from installment loans to lease-to-own. Subject to approval.
At checkout
View PayTomorrow →Lease-to-own
Not a loan: own your setup after all lease payments or an early purchase option. Owning through a lease costs more than the cash price. Subject to each provider's approval.
Snap Finance
Lease-to-own from Snap RTO LLC. All credit types are welcome to apply.
Apply online or at checkout
View Snap →
Acima
Lease-to-own. Apply before you shop, or choose Acima Leasing at checkout.
Apply online or at checkout
View Acima →Koalafi
Lease-to-own. Prequalify before you shop to see if you qualify.
Prequalify online or at checkout
View Koalafi →Katapult
Lease-to-own, chosen right at checkout.
At checkout
View Katapult →Kafene
Lease-to-own with help from our sales team. Call or text to apply.
With a sales agent (call or text)
View Kafene →Questions about paying over time?
Call or text us and we'll help with your order. Each provider makes its own approval decision.
All financing and lease-to-own options are provided by third parties and are subject to their approval. Wheels Below Retail is not a lender or lessor and does not make approval decisions. Approval amounts, rates, terms and fees vary by provider, your purchase and your application. Prequalification does not guarantee final approval. Lease-to-own is not a loan: you do not own the merchandise until all lease payments are made or you use an early purchase option, and owning through a lease costs more than the cash price. Lease-to-own options are not available in every state; see each partner's page for details.
Katapult: This is an advertisement for Katapult's lease-purchase or lease-to-own service. The path to ownership will cost more than the merchant's cash price. The service is available for certain items at participating locations only. Not available in MN, NJ, WI, WY. For more information visit Katapult.com.