Kafene Lease-to-Own for Wheels & Tires
Lease-to-own wheels and tires with Kafene
Kafene is available with help from our sales team, not in the online checkout. Call or text 205-644-1082 and an agent will help you apply and set up your order. Lease approvals go up to $5,000; your approved amount may be lower, and not all applicants are approved.
From Kafene: "No credit history is required, and applying will not impact your score." Kafene obtains reports from consumer reporting agencies when you apply. Kafene is a lease-to-own service, not a loan: you don't own the merchandise until all lease payments are made or you use an early purchase option, and leasing to own costs more than paying the cash price. Not available in all states.
Kafene isn't in the online checkout. Call or text our sales team at 205-644-1082 to apply.
How it works
Apply with help from our sales team
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Call or text our sales team
Reach us at 205-644-1082. Tell us your vehicle and the wheels and tires you want, and an agent will go over fitment and pricing with you.
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Apply with Kafene
Your agent texts you a Kafene application link. Kafene says it typically takes about 60 seconds, and you usually get a decision right away. Sometimes Kafene texts you for more information first. Not all applicants are approved.
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Review and sign your lease
Kafene texts you a link to your lease agreement. Review the payment schedule, total cost and early purchase options, then sign on your phone. An initial payment, as shown in your lease, is due by credit or debit card after signing.
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We process your order
Once your lease is signed, we process and ship your order. You make your lease payments to Kafene.
Why Kafene
What you get with Kafene
Lease approvals up to $5,000
Your approved amount may be lower, and not all applicants are approved.
No credit history required
From Kafene: "No credit history is required, and applying will not impact your score." Kafene does obtain reports from consumer reporting agencies.
Payments on your payday
Kafene says most accounts are set up with automatic payments aligned to when you get paid. Your lease agreement shows your payment schedule.
Ways to own early
Kafene offers an early purchase option within a set period for the lowest total cost, then early payoff with a discount on your remaining payments. The period depends on your program and state.
Before you apply
What you'll need
- 18 or older
- A valid government-issued ID
- Monthly income of at least $800
- An active checking account
- Your Social Security number or ITIN
- A mobile phone to apply and sign by text
- A credit or debit card for the initial payment
Built for your setup
Wheels, tires and full packages
Check fitment first
Make sure your setup fits before you call or text us to apply. See wheels and tires on your vehicle in our visualizer, or find wheels by year, make and model, including leveled and lifted setups.
Your whole setup with one agent
Wheels, tires or a full package can go on one Kafene lease, up to your approval amount, with an agent setting it up for you. Items on a Kafene lease can't be split with another lease provider.
What your lease covers
Kafene leases physical merchandise such as wheels and tires. Labor and service work, like installation, can't be leased. If your order includes a lift kit or accessories, ask your agent before you apply whether they can go on your lease.
Questions
Kafene FAQ
Is Kafene a loan?
From Kafene: "No, Kafene is not a loan product. With Kafene, you are entering into a lease agreement." Kafene buys the wheels and tires from us and leases them to you until you own them. Leasing to own costs more than paying the cash price.
Can I choose Kafene at checkout?
No. Kafene is available only with help from our sales team. Call or text us at 205-644-1082 and an agent will help you apply.
Does applying affect my credit?
From Kafene: "No credit history is required, and applying will not impact your score." When you apply, you agree to let Kafene obtain reports about you from consumer reporting agencies. Not all applicants are approved; if you're denied, Kafene lets you reapply after 30 days.
Can I own it early?
Yes. From Kafene: "You can purchase the leased item at any time during the lease term." Kafene offers an early purchase option within a set period for the lowest total cost, then early payoff with a discount on your remaining payments. Your lease shows the terms.
Can I end the lease?
Kafene says you can end your lease at any time without continuing obligations, and Kafene will review return options with you. See your lease agreement for details, and check it before you install.
Can I split my order with another lease provider?
No. Items on a Kafene lease can't be combined with another lease-to-own or rent-to-own agreement, so your set goes on one Kafene lease or you choose another option.
Other ways to pay
Prefer a different partner?
Questions about paying over time?
Call or text us and we'll help with your order. Each provider makes its own approval decision.
Important information
Kafene lease-to-own is provided by Kafene, Inc., the lessor. Wheels Below Retail is not the lessor and does not make lease decisions.
From Kafene: "Early purchase option: Pay the total cost within the specified early purchase period ... for the lowest total cost (cash price, tax, and applicable fees)." Your early purchase period depends on your program and state and is shown in your lease. "Those who make only the minimum payment over the maximum term pay more for the increased flexibility." "The exact program details will vary by state."
Kafene lease-to-own is not available in all states (currently not offered in MN, NJ, WI or WY). Lease approvals go up to $5,000; your approved amount may be lower and not all applicants are approved. Any payment figures our team shares are estimates only; actual lease payment amounts are shown in your signed lease agreement. When you apply, you agree to Kafene's Terms, Privacy Policy and SMS Policies and let Kafene obtain reports from consumer reporting agencies; see the links at the bottom of kafene.com.
Kafene customer support: (855) 420-0747 · help@kafene.com · Manage your lease at application.kafene.com
Lease-to-own options are provided by third parties and are subject to their approval. Wheels Below Retail is not a lessor and does not make approval decisions. Approval amounts, terms and fees vary by provider, your purchase and your application. Lease-to-own is not a loan: you do not own the merchandise until all lease payments are made or you use an early purchase option, and owning through a lease costs more than the cash price.