Affirm Financing for Wheels & Tires
Pay at your own pace with Affirm
Get your wheels, tires or a full package now and pay over time. You'll see your payment amount and total interest before you commit, and you'll never pay more than you agreed to up front.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and may vary by merchant. A down payment may be required. See the disclosures below.

at checkoutYour plan
Monthly plans for your budget
Monthly plans
Choose a monthly plan from the options Affirm offers for your purchase. The plans you see depend on your purchase amount and may vary by merchant. A down payment may be required.
Rates from 0–36% APR
Your rate is based on your credit and is subject to an eligibility check. A down payment may be required. See the disclosures below.
How it works
Buying with Affirm is simple
Fill your cart
Add wheels, tires or a package, then select "Affirm - Pay Over Time" at checkout. Enter a few pieces of info for a real-time decision.
Choose how you pay
Pick the monthly plan that works for you. You'll see your payment amount and total interest before you confirm, and you'll never pay more than you agreed to up front.
Pay over time
Make payments at affirm.com or in the Affirm app. You get email and text reminders, and Autopay is available.
Buy with confidence
You always know what you owe
Transparent
Affirm shows your total cost upfront. You'll never be charged more than you see.
Flexible
Choose the payment schedule that works for you from the plans offered.
Fair
Affirm doesn't charge late fees, annual fees or hidden fees, and any interest is simple interest, never compound.
Before you apply
What you'll need
- Your name and email address
- A mobile phone number
- Your date of birth
- The last 4 digits of your SSN
Built for your setup
Wheels, tires and full packages
Check fitment first
Make sure your setup fits before you check out. See wheels and tires on your vehicle in our visualizer, or find wheels by year, make and model, including leveled and lifted setups.
Wheels and tires in one checkout
Put wheels, tires or a full package in one checkout and choose Affirm. Whether Affirm is offered, and which plans you see, depend on your purchase amount and an eligibility check. A down payment may be required.
Questions about your build?
Lifted truck, staggered fitment or a full custom setup? Call or text us at 205-644-1082 and we'll help you choose wheels and tires that fit before you check out.
Questions
Affirm FAQ
Will checking my options hurt my credit?
Checking your eligibility won't affect your credit score. Affirm uses a soft credit check for that. If you accept a loan, Affirm may report it and your payment history to the credit bureaus.
Can I pay it off early?
Yes. Affirm doesn't charge late fees, annual fees or hidden fees, so you can pay early without an added fee.
Who do I make payments to?
You pay Affirm, not Wheels Below Retail, at affirm.com or in the Affirm app, by debit card or bank transfer. Autopay is available.
What if Affirm doesn't approve me?
You can apply with another partner instead. PayTomorrow and our lease-to-own partners consider applicants with many credit profiles, though approval isn't guaranteed and availability varies by state. Lease-to-own is not a loan and usually costs more than the cash price.
Other ways to pay
Prefer a different partner?
Questions about paying over time?
Call or text us and we'll help with your order. Each provider makes its own approval decision.
Important information
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and may vary by merchant. A down payment may be required. Affirm availability and eligibility may vary. Restrictions apply.
CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
For payment terms and disclosures, see affirm.com/disclosures.
Affirm support: helpcenter.affirm.com
All financing and lease-to-own options are provided by third parties and are subject to their approval. Wheels Below Retail is not a lender or lessor and does not make approval decisions. Approval amounts, rates, terms and fees vary by provider, your purchase and your application. Prequalification does not guarantee final approval. Lease-to-own is not a loan: you do not own the merchandise until all lease payments are made or you use an early purchase option, and owning through a lease costs more than the cash price. Lease-to-own options are not available in every state; see each partner's page for details.

